Income requirements – How to qualify for unemployment benefits

To qualify for unemployment benefits, you must have worked and earned income that has been taxed. All earnings from employment registered in Skatteverket’s (the Swedish Tax Agency’s) digital service Mina inkomstuppgifter (My income details) can be included. Your income must have been earned over a 12-month period, known as the ramtid (qualifying period.

These rules take effect on 1 October 2025.

Qualifying period (Ramtid)

The qualifying period is the timeframe in which you must meet the income requirement. It starts one month before you apply for unemployment benefits and extends 12 months backwards. To receive benefits, you must also be registered with Arbetsförmedlingen (the Swedish Public Employment Service).

If you were unable to work for all 12 months due to illness, parental leave, or full-time studies, the qualifying period can be extended by the same number of months you were unable to work.

Read more about what can extend the qualifying period here.

 

Kalle has worked throughout the past year. His qualifying period is 1 May 2025 - 30 April 2026.
Kalle has worked throughout the past year. His qualifying period is 1 May 2025 - 30 April 2026.
Filip was on parental leave for four months. His qualifying period is 1 January 2025 - 30 April 2026.

Filip was on parental leave for four months. His qualifying period is 1 January 2025 - 30 April 2026.

Anna was on sick leave for 16 months. Her qualifying period is 1 January 2024 - 30 April 2026.

Anna was on sick leave for 16 months. Her qualifying period is 1 January 2024 - 30 April 2026.

Main rule (Huvudregeln)

The income requirement is met if you have earned at least 120,000 SEK before tax during the 12-month qualifying period. It is also required that you have earned at least 11,000 SEK per month in four of the months. 

To meet the income requirements according to the main rule, you need to meet both point 1 and point 2.

  1. Total income during the qualifying period of at least 120,000 SEK before tax.
  2. At least four individual months with a minimum income of 11,000 SEK.

Alternative rule (Alternativregeln)

If you do not meet the income requirement under the main rule, the alternative rule will be applied. Under this rule, you must have worked four consecutive months with a minimum monthly income of 11,000 SEK during the qualifying period.

Income data from the Swedish Tax Agency

When assessing your eligibility, the unemployment insurance fund (a-kassan) will check your income with the Swedish Tax Agency. You can include all earnings taxed as employment income, such as salary and benefits, e.g. meal allowances.

You can check your earnings yourself by logging into the Swedish Tax Agency’s website. The unemployment insurance fund will retrieve your income details directly from the Swedish Tax Agency. To view your monthly earnings, select the option Utbetalare (Payer).

Log in to My income details (Mina inkomstuppgifter) on Skatteverket.se

Self-employed individuals

Self-employed individuals must meet the same income requirements, that is, a total income of 120,000 SEK before tax during the qualifying period, and four months with an income of 11,000 SEK.

For self-employed individuals, income subject to self-employment tax (egenavgifter) counts towards the requirement.

Minimum age requirement

Under the new law, you must be at least 20 years old to receive unemployment benefits.

What you need to do
  • Register with the Public Employment Service at arbetsförmedlingen.se.
  • Apply for benefits in Mina sidor at akademikernasakassa.se.
  • Check your income details at skatteverket.se.
  • Submit your monthly application in Mina Sidor at akademikernasakassa.se.
  • Report your job-seeking activities to the Swedish Public Employment Service